Choose Language

Zinseszins‑Rechner

Berechnen Sie, wie Ihr Geld mit Zinseszinsen wächst. Sehen Sie die Wirkung reinvestierter Erträge und planen Sie Ihre Anlagen.

Kapital Anfangsbetrag der Investition

Jährlicher Zinssatz (%) Jahreszins in Prozent eingeben

Zeitraum Anlagedauer

Zeiteinheit Jahre oder Monate wählen

Zinseszins‑Häufigkeit Wie oft Zinsen kapitalisiert werden

Advanced Options

Zusätzliche Beiträge Regelmäßige Beiträge (optional)

Beitragsfrequenz Wie oft Sie beitragen

Startdatum Start der Investition

Endbetrag

Kapital

Gesamtzinsen

Gesamtbeiträge

Effektiver Zinssatz

Gesamtperioden

Jahr	Anfangssaldo	Beitrag	Zinsen	Endsaldo	Gesamtzinsen

This calculation assumes a fixed interest rate throughout the investment period.

Interest is compounded based on the selected frequency (annually, semi-annually, quarterly, or monthly).

The calculation does not include any taxes, fees, or charges that may apply to your investment.

Additional contributions are made at the specified frequency and amount.

Returns are reinvested and compounded at the same rate.

Compound interest is interest earned on both the principal amount and the accumulated interest from previous periods.

More frequent compounding (monthly vs annually) results in higher returns due to interest being reinvested more often.

Formula: A = P(1 + r/n)^(nt) where A = final amount, P = principal, r = rate, n = compounding frequency, t = time.

Additional contributions are added to your investment at the specified frequency and also earn compound interest.

Simple interest is calculated only on the principal, while compound interest is calculated on principal plus accumulated interest.