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Calculadora de Interés Compuesto

Calcula cómo crece tu dinero con el interés compuesto. Ve el poder de las ganancias reinvertidas y planifica tus inversiones.

Monto inicial que quieres invertir
Ingresa la tasa anual como porcentaje
Tiempo de inversión
Selecciona años o meses
Con qué frecuencia se capitalizan los intereses
Advanced Options
Aportaciones periódicas (opcional)
Con qué frecuencia aportas
Cuándo comienzas a invertir

Monto final

Capital
Interés total
Aportaciones totales
Tasa efectiva
Períodos totales

Year-by-Year Growth

Año Saldo inicial Aportación Interés ganado Saldo final Interés total

Important Assumptions

This calculation assumes a fixed interest rate throughout the investment period.

Interest is compounded based on the selected frequency (annually, semi-annually, quarterly, or monthly).

The calculation does not include any taxes, fees, or charges that may apply to your investment.

Additional contributions are made at the specified frequency and amount.

Returns are reinvested and compounded at the same rate.

Preguntas frecuentes

Compound interest is interest earned on both the principal amount and the accumulated interest from previous periods.

More frequent compounding (monthly vs annually) results in higher returns due to interest being reinvested more often.

Formula: A = P(1 + r/n)^(nt) where A = final amount, P = principal, r = rate, n = compounding frequency, t = time.

Additional contributions are added to your investment at the specified frequency and also earn compound interest.

Simple interest is calculated only on the principal, while compound interest is calculated on principal plus accumulated interest.