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Kalkulator Bunga Majemuk

Hitung bagaimana uang Anda tumbuh seiring waktu dengan bunga majemuk. Lihat kekuatan hasil yang diinvestasikan kembali.

Jumlah awal yang diinvestasikan
Masukkan suku tahunan sebagai persen
Lama investasi
Pilih tahun atau bulan
Seberapa sering bunga digandakan
Advanced Options
Kontribusi rutin (opsional)
Seberapa sering Anda berkontribusi
Kapan mulai berinvestasi

Jumlah akhir

Pokok
Total bunga
Total kontribusi
Tingkat efektif
Total periode

Year-by-Year Growth

Tahun Saldo awal Kontribusi Bunga diperoleh Saldo akhir Total bunga

Important Assumptions

This calculation assumes a fixed interest rate throughout the investment period.

Interest is compounded based on the selected frequency (annually, semi-annually, quarterly, or monthly).

The calculation does not include any taxes, fees, or charges that may apply to your investment.

Additional contributions are made at the specified frequency and amount.

Returns are reinvested and compounded at the same rate.

Pertanyaan Umum

Compound interest is interest earned on both the principal amount and the accumulated interest from previous periods.

More frequent compounding (monthly vs annually) results in higher returns due to interest being reinvested more often.

Formula: A = P(1 + r/n)^(nt) where A = final amount, P = principal, r = rate, n = compounding frequency, t = time.

Additional contributions are added to your investment at the specified frequency and also earn compound interest.

Simple interest is calculated only on the principal, while compound interest is calculated on principal plus accumulated interest.